Terms & Conditions

Welcome to Spot On Lending. By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.

Use of the Website

The content of the pages of this website is for your general information and use only. It is subject to change without notice. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable.

SMS and Communication

By providing your phone number and email address, you consent to receive communications from Spot On Lending regarding your loan inquiry, application status, and promotional offers. SMS message and data rates may apply. Message frequency varies. You may reply STOP to opt out of SMS at any time, or HELP for assistance.

Intellectual Property

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

Governing Law

Your use of this website and any dispute arising out of such use of the website is subject to the laws of the states in which we operate (California, Texas, Florida, and Georgia) and applicable federal law.