About Spot On Lending
Established in 2018. We have been helping customers afford the home of their dreams for many years and we love what we do.
Our Mission
Spot On Lending is an Equal Housing Opportunity Lender and complies with applicable laws and regulations. We are a full-service mortgage company with offices in Laguna Beach, CA and Marietta, GA.
We specialize in Conventional, FHA, Jumbo, VA, and USDA loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership and save you money when getting your new lower monthly payment.
Meet Our Leadership

Jennifer Bates
Sr. Loan Officer | Broker
Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations with quick and accurate financial advice.
