About Spot On Lending

    Established in 2018. We have been helping customers afford the home of their dreams for many years and we love what we do.

    Our Mission

    Spot On Lending is an Equal Housing Opportunity Lender and complies with applicable laws and regulations. We are a full-service mortgage company with offices in Laguna Beach, CA and Marietta, GA.

    We specialize in Conventional, FHA, Jumbo, VA, and USDA loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership and save you money when getting your new lower monthly payment.

    $150M+
    In Loans Funded
    97%
    Satisfaction Rate
    21-Day
    Average Closing
    4 States
    Fully Licensed

    Meet Our Leadership

    Jennifer Bates

    Jennifer Bates

    Sr. Loan Officer | Broker

    Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations with quick and accurate financial advice.