The Perfect Home Is Waiting For You!
Licensed in California, Texas, Florida, and Georgia. Welcome to the official site of Spot ON Lending. We are a full-service mortgage company with offices in Laguna Beach, CA and Marietta, GA. We specialize in Conventional, FHA, Jumbo, VA, and USDA loans in Marietta, GA, and Corona Del Mar, CA. We also serve the surrounding cities in Cobb County and Orange County. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership and save you money when getting your new lower monthly payment.
Why Choose Spot On Lending?
Our numbers speak for themselves, but what they really mean is a better experience for you:
$150+ Million
In Loans Funded to Date
We've helped hundreds of families across California, Texas, Florida, and Georgia achieve their homeownership dreams.
97%
Customer Satisfaction Rate
Our clients love our personalized service and transparent communication throughout the mortgage process.
21-Day
Average Loan Closing Period
While the industry average is 45 days, our streamlined process gets you into your home faster.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Loan Programs We Offer
Explore various loan program options for home purchase or refinance, fixed and adjustable rate mortgages.
We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.
Our Local Expertise
California
From our Laguna Beach office, we serve homebuyers and sellers throughout Orange County and beyond with specialized knowledge of California's unique real estate and mortgage market. Both Spot On Lending and Spot My Home are fully licensed to operate here.
Georgia
Our Marietta office provides personalized mortgage and real estate solutions to clients across Georgia, with deep understanding of local market conditions and down payment assistance programs. Both Spot On Lending and Spot My Home are fully licensed to operate here.
Texas
Our licensed Spot On Lending team helps homebuyers navigate the Lone Star State's distinctive real estate landscape with competitive mortgage rates and efficient closings.
Florida
Spot On Lending provides specialized mortgage solutions for Florida's diverse housing market, from beachfront properties to suburban homes.
Introducing Spot My Home
Looking to sell your property? Our real estate division, Spot My Home, offers:
• Instant home valuations with no email required
• Multiple cash/instant offers from vetted local and national buyers
• Compare offers, pick an offer, and set your closing date
• Professional listing and selling services
• Property search ranges from $100k–$10M
We also offer new construction home listings and inventory homes. With more than 598 homes sold, including 156 veteran homes, our real estate team delivers the same exceptional service as our mortgage division.
Spot On Lending is a full-service mortgage company with offices in Marietta, GA and Laguna Beach, CA. As an Equal Housing Opportunity Lender, we comply with all applicable laws and regulations while serving clients throughout California, Texas, Florida, and Georgia.
Contact Spot ON Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
No matter what type of loan you need, we're with you every step of the way. Let us find you the perfect loan to go with it.
Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. here
Have questions First?
Featured Markets - Local Expertise, Proven Results
Atlanta, Georgia
$150M+ funded across metro Atlanta neighborhoods from Buckhead to Decatur
21-day average closings | 97% satisfaction rate
[Learn More About Atlanta Mortgage Loans]Dallas, Texas
Serving DFW metroplex from Highland Park to Plano
Licensed Texas lender (NMLS #1767407) | 90% approval rate
[Learn More About Dallas Mortgage Loans]Tampa, Florida
Serving Tampa Bay from Hyde Park to Wesley Chapel
Licensed Florida lender (NMLS #MBR5826) | 97% satisfaction rate
[Learn More About Tampa Mortgage Loans]Orange County, California
Serving premium OC communities from Newport Beach to Irvine
Licensed California lender (NMLS #02066654) | $1.2M median home price expertise
[Learn More About Orange County Mortgage Loans]
Prefer Email? Reach Out And Ask!! Click Below
About Us
Established in 2018. We have been helping customers afford the home of their dreams for many years and we love what we do.
Spot On Lending is an Equal Housing Opportunity Lender and complies with applicable laws and regulations.
Licensed and Serving Across 4 States:
California NMLS# 02066654 | 60DBO-154093 | Georgia & Texas NMLS#1767407 | Florida NMLS#MBR5826
Serving Across 4 States & Especially These Metro Areas:
California (Orange County, Laguna Beach)
Texas (Dallas Metro Area).
Florida (Tampa Bay Area)
Georgia (Atlanta Metro Area).
Contact Us
Main Office:
California Office:
Disclaimers
Resources
Spot On Lending (“Inc.”), is an Equal Housing Opportunity Lender.
By submitting your information above you agree to be contacted by our team via phone, SMS, or email. SMS message and data rates may apply. Message frequency varies. Reply to any message received with HELP for help or STOP to opt out. For help call us toll free: 1-844-545-1665..