Introducing Buy Before You Sell
Helping your clients transact with speed and certainty
How it works:
1. Get your property approval and Equity Unlock Amount
Discover the amount of equity you're able to unlock from your current home
with no fee or commitment.
2. Make a strong offer on their new home
Your are able to make a stronger offer on your new home, with no
home sale contingency.
3. Help avoid a double move
They’re able to move in immediately upon closing. You have:
• 10 days to list their prior home on the open market
• 90 days to get their prior home under contract
4. Maximize the sale price of your current home
You can list the home vacant to maximize its sales price. Once the home sells:
• The program fee & reimbursement for the unlocked equity
Program cost:
Our fee is 2.4% of the sale of your current residence.
How to get started:
Simply submit your Loan Officer Client Questionnaire
Serve homes that are:
Valued up to $2.5M
Between 750 to 5,500 sqft
On up to five acres of land
Don't miss out on your dream home while waiting to sell your current property. Schedule your appointment or book a call now to explore this unique opportunity!
Frequently Asked Questions
How much does it cost?
It’s free to get started and see how much equity you can unlock. If you choose to transact
using the program, the fee is:
• 2.4% of the current home’s sales price
How long does it take?
It takes 1-2 business days on average to get conditional approval, and you’ll be ready to submit offers with no
home sale contingency within 2-5 business days.
What happens if the home doesn’t sell after 90 days?
The home be will purchased at the Loan Payoff Value, then will relist it on the open market with the listing
agent. This is unlikely though. You have a great agent, you know the value of this home, and you will be coached
through any needed price drops leading up to day 90 to ensure it sells before then and gets the best
price possible on the open market!
Buy Before You Sell
Move into your new home now — and
sell your current home with peace of mind.
HOW IT WORKS:
3 easy steps
1. Unlock equity from your home with ease
We will evaluate your property for the program and let
you know how much of your equity you can unlock for the
purchase of your new home.
2. Buy your dream home with confidence
Make a strong offer on your new home without a home
sale contingency — and avoid moving twice.
3. Sell your current home with peace of mind
We'll list your home vacant on the market to attract
the strongest offer possible.
What We Need from You
1. What happens if the home doesn’t sell after 90 days?
We'll send our Borrower's Authorization form to your
loan officer to have you sign.
2. Credit Report
We don't pull your credit again - we can use a copy of
what your loan officer has on file.
3. Most Recent Mortgage Statement
We need a copy of your most recent mortgage
statement to verify the balance.
4. Current Homeowner's Insurance
We'll need a copy of your Insurance to verify your
property is insured.
5. Lender Pre-approval
Your lender's pre-approval let's us know that
you can qualify for the new mortgage.
What We Need from You & Your Agent
1. Property Questionnaire
Once your loan officer submits your file, we'll shoot a confirmation email to them along with your agent. As
soon as your agent fills out our short questionnaire, our approval team will begin their review
2. 10+ Photos of Your Departing Residence
In our confirmation email, we'll also include photo guidelines and we'll follow up with a link to upload them.
*Note: Photos are not needed if home is currently listed.
3. Home Inspection
We'll also attach a link to schedule an inspection through Inspectify. *Notes: if you choose to not proceed,
we'll cover the cost. If the home is >2 years, no inspection necessary.
Ready to buy before you sell?
Unlock the equity in your current home to buy your next home.
Make a strong offer on your next home with no home sale contingency.
Sell your home vacant, for less hassle.
Commonly asked questions
How much does the program cost?
The cost for the program is simple:
• 2.4% of you current home's final sale price
How do you determine how much equity I can unlock from my current home?
The amount of equity you can unlock is determined using HomeLight's proprietary algorithm, which takes into
consideration the estimation of your home’s value, current market conditions, projected market risk, borrower
financials, outstanding loans, and more. You’ll be able to unlock a portion of the overall equity you have in your
home upfront, prior to selling the home
What if my home is already listed?
There is no limit for how many cumulative days a property has been listed on the market at time of submission.
However, the total number of listed days can affect your Equity Unlock Amount based on the risk profile of the
property.
Don't miss out on your dream home while waiting to sell your current property. Schedule your appointment or book a call now to explore this unique opportunity!
About Us
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 1767407
Contact Us
Main Office
3242 E. Coast Highway
Corona Del Mar, CA 92625
We are licensed in California and Georgia
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